My family needs a second car. I’m thinking about a used Chevy Bolt or Nissan Leaf so I think the cost will be about $20,000.
What’s a good source for financing? I was thinking about getting a loan from my bank, Chase. But I see there are also lenders that specialize in car loans, and there might be dealership options? My credit score is over 700.
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Local credit unions are typically your best bet. In particular, if you have access to navy federal credit union, it’s extremely easy to get approved and walk out with a pre-approval check in 30 minutes to buy your car now while you continue to shop around for rates.
Get an offer from your local credit union, then tell the dealer’s finance guy you will use his bank if he can beat the rate.